SUBROGATION: Subrogation is the Company's limited right to be substituted for a Covered Person in a claim for damages for willfully or negligently caused Injuries. If payment is made for services on behalf of a Covered Person under this Plan which exceeds $500, the Company, to the extent of such payment, shall be subrogated to all rights of recovery which the Covered Person, or the Covered Person's representative, may have against any other party or liability insurer. The Covered Person may be required to sign and return a notarized copy of the provided Reimbursement Agreement for the purpose of establishing or securing the Company's and the Employee's legal rights and obligations. The Third Party Administrator may pend claim payments until the signed and notarized agreement is received. The Covered Person shall do nothing to damage such rights and shall do whatever is reasonably needed to secure the Company's right including, but not limited to, entering into and prosecuting suit against such person or persons, corporation or corporations, or other parties, through whose negligence or other fault the aforesaid loss was caused, or who may otherwise be responsible therefore. We will not be responsible for any additional expenses, such as attorney fees or court costs, which you may incur in your efforts to seek reimbursement from any other party. This Plan is entitled to recover from any and all settlements or judgments, even those designated as "pain and suffering" or "non-economic damages" only. The Plan has first priority to receive reimbursement from any recovery whether or not the injured party is made whole. This Plan is entitled to recover from any or all settlements or judgments prior to payment of additional expenses, such as attorney fees or court costs.

(In the case of conflicting information, your Schedule of Benefits takes precedence.)

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