MOTOR VEHICLE ACCIDENTS: Most motor vehicle liability policies are required by law to provide liability insurance, primary medical payments insurance, and uninsured motorist insurance, and many motor vehicle policies also provide underinsurance coverage. We will not pay benefits for health care costs to the extent that you or your insured Dependent is able to, or is entitled to, recover from motor vehicle insurance. If we pay benefits before motor vehicle insurance payments are made, we are entitled to reimbursement out of any subsequent motor vehicle insurance payments made to you or your insured Dependent and, when applicable, we may recover benefits we have paid out of any settlement or judgment which you or your insured Dependent obtains by exercising your rights against a third party. This Plan is entitled to recover from any and all settlements or judgments, even those designated as "pain and suffering" or "non-economic damages" only. The Plan has first priority to receive reimbursement from any recovery whether or not the injured party is made whole. This Plan is entitled to recover from any or all settlements or judgments prior to payment of additional expenses, such as attorney fees or court costs.

Before we will pay benefits:

1. you must give us information about any motor vehicle insurance payments which may be available to you or your insured Dependents; and
2. if asked by the Third Party Administrator, you must sign the provided Reimbursement Agreement and return a notorized copy to the Third Party Administrator.